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Tuesday, March 19, 2013

State-wise educational loan outstanding of Public Sector Banks



State-wise educational loan outstanding of Public Sector Banks 

The Government receives suggestions and representations highlighting the requirements of students in availing education loans, under the Model Educational Loan Scheme of Indian Banks’ Association (IBA). These are forwarded to Banks for corrective action. 

Keeping in view the needs of the students and suggestions received from the stakeholders the Scheme is modified by Indian Banks Association (IBA) from time to time. The last such revision was made in September, 2012. 


The outstanding education loans by Public Sector Banks has increased from Rs.35,855 crore in 19.11 lakh accounts as on last reporting Friday of March, 2010 to Rs.52,982 crore in 25.09 lakh accounts as on 31.12.2012. State-wise details, including for Kerala, is Annexed. 

State-wise educational loan outstanding of Public Sector Banks 

( Amount in Rs crore ) ( No. of A/Cs in actual)
As on the last reporting Friday of March 

2010
2011
2012
As on 31.12.2012**
State/Union Territories
No.of Accounts
Balance O/S
No.of Accounts
Balance O/S
No.of Accounts
Balance O/S
No.of Accounts
Balance O/S
NORTH EASTERN REGION
15502
375.1
17875
431.48
20071
510.36
25810
634.7
Assam
11166
267.6
12941
303.82
14489
363.13
15868
398.41
Meghalaya
930
22.22
1257
29.51
1445
34.5
1735
44.65
Mizoram
439
16.37
585
21.22
664
23.92
753
27.66
Arunachal Pradesh
463
10.03
372
8.29
476
10.54
539
12.41
Nagaland
239
6.38
336
8.54
361
9.57
3139
62.9
Manipur
1259
31.86
1164
35.28
1057
36.38
1160
35.13
Tripura
1006
20.64
1220
24.82
1579
32.33
2616
53.54
EASTERN REGION
188325
3841.58
239414
5064.19
259993
5922.57
333929
8150.42
Bihar
43395
939.44
62597
1380.69
78733
1799.2
88851
2283.63
Jharkhand
31620
687.61
38088
927.45
41552
1086.17
47946
1273.92
West Bengal
60456
1195.03
72617
1373.54
71378
1512.76
69558
1627.94
Orissa
52158
1002.88
65289
1363.94
67008
1474.88
69530
1695.2
Sikkim
346
9.25
338
8.53
382
16.44
6353
115.69
Andaman& Nicobar
350
7.37
485
10.05
940
33.12
51691
1154.04
CENTRAL REGION
213087
4127.73
240483
4863.77
252846
5445.27
266631
6255.29
Uttar Pradesh
109450
2287.8
126071
2790.72
136448
3095.02
143486
3572.67
Uttarakhand
19725
396.69
22795
502.06
24536
560.06
25933
633.41
Madhya Pradesh
72378
1195.17
76968
1289.16
76773
1477.34
81478
1711.02
Chattisgarh
11534
248.07
14649
281.83
15089
312.86
15734
338.19
NORTHERN REGION
159588
3962.4
174427
4239.92
182914
4526.94
188457
4894.98
Delhi
36187
1155.04
36445
1096.2
36362
1104.9
33661
1079.19
Punjab
30388
774.18
32700
831.35
32578
898.04
33169
941.7
Haryana
30181
693.54
33815
769.41
36546
834.5
38976
970.23
Chandigarh
5895
178.02
5905
182.81
5977
194.54
5477
181.87
Jammu & Kashmir
3523
91.32
3672
93.26
3774
93
4160
105.89
Himachal Pradesh
10254
194.6
12282
248.81
13827
279.86
14535
311.34
Rajasthan
43160
875.71
49608
1018.09
53850
1122.1
58479
1304.76
WESTERN REGION
169524
4146.68
186269
4325.97
198923
5087.41
216641
5325.32
Gujarat
40520
1166.44
43780
1108.43
44221
1200.43
44661
1207.99
Maharashtra
125063
2882.58
138197
3122.21
150829
3789.26
167335
3995.13
Daman &Diu
440
13.57
245
4.11
97
2.89
624
17.12
Goa
3362
80.57
3481
84.31
3588
89.29
3810
99.07
Dadra & Nagar Haveli
139
3.52
566
6.9
188
5.54
211
6.01
SOUTHERN REGION
1165397
19401.18
1353076
22416.5
1458356
25234.93
1477479
27721.54
Andhra Pradesh
215832
4761.77
218054
5008.1
213281
4988.98
154765
4022.32
Karnataka
156179
2814.7
167291
3103.71
167517
3402.17
179571
3633.15
Lakshadweep
14
0.16
15
0.23
24
0.36
230
3.7
Tamilnadu
555223
7111.79
689094
9234.2
786634
11265.55
831651
13043.35
Kerala
228395
4576.67
267703
4903.62
278992
5376.3
296992
6743.6
Pondicherry
9754
136.09
10919
166.64
11908
201.57
14270
275.42
TOTAL
1911423
35854.67
2211544
41341.84
2373103
46727.48
2508947
52982.25
Source: RBI. ** 
Source: PSBs (Data is Provisional) 

The above detailed information was submitted by the Minister of State for Finance Shri. Namo Narain Meena in the Lok Sabha on 8th March, 2013.
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